www.lendinguniverse.com largest database for hard money lenders not only in Honolulu Hawaii but also in all Illinois, New Jersey, Texas, California, Colorado and all other states. In 2005, partly in response to concerns about the marketing, implementation, and fees of overdraft protection programs being offered by funding of private money slenders’ce s, the OCC, Federal Reserve, Commercial lenders and Private Investors jointly and the Hard lenders separately issued guidance (interagency guidance) outlining “best practices” that address, among other things, communicating the features of these programs to customers.. Guide to find hard money lenders in Honolulu Hawaii www.lendinguniverse.com According to the regulators, the regulators took only two formal enforcement actions during this period related to these violations because most institutions took corrective actions during the clenders’se of the examination or shortly thereafter. The six selected state regulators the brokers spoke with told us that their primary focus is on safety and soundness issues and compliance with state laws and regulations. Flenders’ of the six state regulators told us that they assess compliance with sate lawss such as Commercial hard money loans rules and land loans..